ATTENTION: finance and investment professionals, and business students

The International Research Association
announces the $13,750,000 Scholarship Program for candidates
with an undergraduate or graduate-level business degree, and current university students.
You may bypass the first two Levels of the LIFA exam and sit directly for the Final Level III exam.
Level III registration and enrollment is FREE.

Click to enroll ->>> http://www.the-ira.org/scholarship/waiver.php?ct=16&r=46295

(CFA and LIFA exam comparison table is below)

LIFA Exam vs. CFA Exam
The LIFA Litmus Test: Do our policies serve the candidate's interest or our interest?

	LIFA Exam	CFA Exam
How much are the registration and enrollment fees?	FREE (No Required Textbooks)	$1,120.00 plus Required Textbooks and/or Self-Contained Volumes. Total cost for 3 levels can exceed $6,000 if you fail the exams.	Basic exam registration and enrollment fees should not be expensive. Furthermore, fees should not be collected to pay huge salaries of bureaucrats who then also require candidates to buy textbooks or self-contained volumes from them. We believe that no candidate should be prohibited from taking an exam because of excessive costs and fees. The International Research Association is very sensitive to this problem, maintaining budgetary constraints with minimal bureaucracy.
May I bypass the first two exams and sit for the third through your Waiver Program?	Yes	No (discontinued)	The CFA Program offered a waiver program previously, but it is discontinued. The LIFA Exam Waiver Program is available, allowing candidates to bypass the first two exams, saving candidates valuable years. You may sit for the Level III LIFA exam now, not 2 to 5 years from now. We believe that no candidate with sufficient knowledge to pass the LIFA exam should be prohibited from taking an exam because of arbitrary time delays between exams.
Are my exams graded by an independent, third party?	Yes, Thomson-Prometric	No	Like the CPA exam, the leading designation for accountants in the United States, all LIFA exams are graded by an independent body, ensuring complete objectivity. There is no chance of grading bias because of human interpretation or judgments. The LIFA exams are graded by Thomson-Prometric, utilizing a secure electronic exam tabulation system. The LIFA Program offers exams 200+ days each year, at thousands of secure locations worldwide. Prometric exam centers provide test-takers with a consistent, quiet, and comfortable testing environment. A poor testing environment should never be allowed to impact your exam performance.
How many days a year may I choose to sit for an exam?	270+	2
How many locations may I choose from to take the exam?	3,500+	174
If I fail an exam, how long must I wait to retake that exam again?	Any Level: 45 days	Level 1: 6 months Level 2: 1 year Level 3: 1 year	If LIFA candidates are ready to sit for an exam, they are allowed to set their own exam schedules.
When I pass an exam, how soon can I take the next Level?	Any Level: 15 days	6 months to 1 year
If I fail an exam, must I retake the entire exam, including the sections I passed?	No	Yes, you must take the entire exam again, even the subjects you passed.	Like the CPA exam, once a LIFA candidate has displayed a mastery of a given subject, that candidate does not have to retake that subject.
Am I required or strongly encouraged to buy additional products or services from you for exam preparation?	No	Yes	The International Research Association believes there are inherent conflicts when a testing administrator requires purchase of additional products and services for its own exam that many candidates do not need and/or cannot afford. Accordingly, the International Research Association does not offer any exam prep material. We invite you to confirm any of this information.

If interested, click on the link below to enroll:
http://www.the-ira.org/scholarship/waiver.php?ct=16&r=46295

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